ANTICIPATED DURATION: 70 MINUTES
RELEASE DATE: MAY 20, 2024

More and more credit unions are moving toward online account opening. Whether your credit union is new to electronic banking or has been doing it for years, are you confident that you are fully in compliance? What policies and procedures should you and your credit union have in place to minimize compliance and fraud risk when you open new member accounts online?

Your Bank Secrecy Act compliance risk escalates when a new member comes to your credit union through the Internet instead of in person. There are also regulations like Truth-in-Savings and Privacy that require disclosures at account opening that need to be considered. This session is designed to give you the guidelines that should be included in your policies and procedures to control your risk without sacrificing new member convenience.

You’ll get the answers to these questions and more:

• What’s a digital signature and is it binding?
• Should you accept electronic copies of identification?
• Do the rules change for checking OFAC, CIP, and CDD when you open an account online?
• When should you make new deposit funds available? When must you make them available?
• When and how should you provide required disclosures?

MEET THE SUBJECT MATTER EXPERT:

Aux is a CUSO (Credit Union Service Organization) located in Lakewood, Colorado, near Denver. Our company has been around since 1992, originally founded to assist credit unions with shared branching and service centers. Although we have evolved over the past two decades into something much more complex and diverse, one thing remains the same: our core reason for existence. We are here to help the people “who help the people,” as the old credit union saying goes – to help credit unions help their members.

RELEASE DATE: JUNE 10, 2024
ESTIMATED DURATION: 90 MINUTES

This comprehensive training session is designed to educate employees, managers, and organizational leaders on the importance of fostering respectful workplaces free from discrimination and harassment. The training will cover legal frameworks, proactive strategies, and positive behaviors to promote inclusivity and prevent incidents of discrimination and harassment.

Atkinson, Adelson, Loya, Ruud & Romo employment attorneys aim to empower participants with the knowledge and tools needed to contribute to a workplace culture that values diversity, promotes inclusivity, and prevents discrimination and harassment. Ultimately, fostering a respectful workplace benefits both employees and the organization as a whole. Highlight topics include:

•  Federal | State Law Protections
•  Forms of Discrimination
•  Religious Accommodation
•  Disparate Impact | Disparate Treatment
•  ADEA | ADA | GINA
•  Sexual Harassment
•  Bullying | Abusive Conduct | Bystander
•  Bias | Gender Spectrum
•  Reproductive Decsionmaking

MEET THE PRESENTER(S)

Robert Wenzel is a senior partner with Atkinson, Andelson, Loya, Ruud & Romo and represents a diverse clientele. Mr. Wenzel focuses his practice on employment law and defense of management involving labor and employment claims such as sexual harassment, discrimination, wrongful termination, and wage and hour. He represents clients in hundreds of employment litigation cases. He also advises clients in drafting contracts and agreements and assists in general human resources matters.

Jonathan Judge is a partner with Atkinson, Andelson, Loya, Ruud & Romo where he advises employers in various labor and employment law matters, including drug testing, mass layoffs (WARN), disparate impact analysis, immigration compliance, trade secrets, privacy, technology in the workplace, piece rate compensation, municipal and state sick leave, local, state and federal minimum wage law, and the Patient Protection and Affordable Care Act (PPACA).