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You know that old saying about
opportunity knocking?

There's a trick

to opening the door for opportunity.

First, you must

recognize opportunity’s knock.

And then you

must know how to open the door.

Let the D Net teach you how to open the door.

Industry insight for up-and-comers.

Learn more about the D Net

What is the D Net?

“D Net” is short for “Development Network.”
Different sports have farm teams and semi-pro leagues to help athletes get ready for the big time. Credit unions have the D Net to develop tomorrow’s leaders today.

Become an industry insider

Do you ever feel like you’re on the outside of the industry? People use words that you’re not familiar with. They talk about the industry as if everyone should automatically know everything there is to know. They use acronyms that don’t mean anything to you.

Well, it’s time to get on the inside.

The D Net is designed to help up-and-coming credit union professionals learn about the credit union industry and credit union operations.

So that when your big opportunity comes, you can talk like an insider.

And the best part is, it’s all free.

How does it work?
Just for young people

(and the young at heart)

The D Net is geared for young credit union professionals–those under the age of 35–who are looking for a way to open up their career in credit unions. But don’t worry, the young at heart are welcome to join, as well! Whoever you are, we’re here to give you the knowledge that will open doors.

One training each month

And they're absolutely free

You’re busy. You don’t have a lot of time to travel to events and trainings. So we’re offering industry knowledge in 30-minute webinars that you can attend from your desk. It’ll be like downloading knowledge straight to your brain.

Get the credit you deserve

Earn your credit union degree

Once you’ve attended 8 webinars, you’ll earn your Associates Degree in credit unions. Another 8, and you get your bachelors. All the way up to your Phd. And at that point, you’ll pretty much know all there is know.

To move up in the industry
You must learn about it

Just like every industry, credit unions have their own lingo, background, context, and nuances. These classes will teach you the inside scoop on credit unions. We’ll hold one online training each month, for just 30 minutes each. Attend 8, and you earn a certificate–plus the confidence from doing something to advance your career.

Why credit unions are the best industry

Credit unions are different than banks and many other kinds of businesses. Their unique, not-for-profit structure gives them a different kind of motivation. In this webinar, learn about the origins and history of credit unions across the world and in Utah, and the distinctive characteristics of credit unions.

Held June 23, 2015. View the archive here.

We’re not alone

Because credit unions are different, so is the system that surrounds them. In this webinar, learn about the various stakeholders in the system, from regulators to trade groups, corporate credit unions to CUSOs.

Held July 28, 2015. View the archive here.

The credit union machine

A credit union is a machine made up of many moving parts. How does that machine function to serve members? Make money? Return money to members? Learn how the different departments work together to create the ultimate financial institution.

Held August 18, 2015. View the archive here.

The credit union’s economic engine

Loans are the fuel that powers credit unions, but what really goes into a lending program? What are the different facets? How are loan decisions made? How are policies and guidelines set? What are the differences between different types of lending, such as business, construction, mortgage, unsecured, and credit card?

Held September 15, 2015. View the archive here.

How the economic, political, and social environments affect credit unions

There’s a lot more to running a credit union than just considering the internal operations. Many external factors affect the decisions the credit union must make. Learn about how broad economic factors, political winds, and social trends affect credit unions.

Held October 21, 2015. View the archive here.

Why your credit union has to use that lame form

Here’s the situation: the government has passed laws—and regulators have passed rules—that require credit unions to do certain things—and not do others. Learn in general terms about these fascinating (yet excruciating) rules and regulations affect your credit union.

Class originally taught December 8. Access the archive here.

Why banks want to kill credit unions

Banks and credit unions are different, but to the average consumer they may look the same. In this webinar, learn about the differences and why (and how) banks have been trying to kill credit unions for the last 80 years.

Class originally taught January 20. Access the archive here.

Not your average, boring “basics of Asset/Liability Management” webinar

Every credit union must strike a delicate balance between its assets and its liabilities. Rates and terms. Learn about this process and aspects of the credit union’s management of financial risk.

Class originally taught February 10. Access the archive here.

Marketing at credit unions

If consumers don’t know about the credit union, they can’t use it. So how do you tell them about the credit union? Through marketing. In this webinar, learn about the basics of marketing, as well as a few more advanced topics, such as target marketing, cross-sales, MCFs, websites, and more.

Class originally held March 16. Access the archive here.

Disrupting the heck out of credit unions

Technology is changing everything from how members interact with credit unions, to how credit unions market to members or make loan decisions. How technology permeates the day-to-day operations, and what innovations are on the way in—and out.

Lessons from the great recession and the corporate credit union meltdown

2009 and 2010 saw some of the creates turmoil the credit union industry has ever seen—and much of it centered around corporate credit unions. Learn about what happened, and what lessons the industry learned.

Ferris Bueller didn’t have a clue about life moving fast

“Life moves pretty fast. If you don’t stop and look around once in a while, you could miss it.” So said Ferris Bueller in 1986. Ha! He didn’t know jack about how fast life moves in the 20-teens. The world is changing faster than ever, and in this webinar you will learn about issues coming at credit unions like freight trains: payments, competitors, income sources, and more.

Unleash the power of financials through ratios

The financial statements are all fine and dandy, but what makes them really powerful are the ratios you can create from them. Ratios allow you to measure performance over time. Learn about ratios from this informative webinar, and wow your supervisor when you talk intelligently about the credit union’s ROA.

Not your average, boring “credit union financials” class

Credit unions are institutions of money, and in the broadest sense, the money is kept track of on the balance sheet and income statement. In a sense, those are the scorecards of the credit union. Learn about how they work in this webinar on an accounting subject for people who never wanted to be an accountant.

We’ve got options

Credit unions can be either state or federally chartered. They can have community, SEG, or other types of fields of membership. In this webinar, get the lowdown on the meta options credit unions have.

We're looking for instructors!

While the Association has the expertise in-house to conduct all of the above classes, we rather suspect that after several webinars from the same person, students may long to hear a different voice.

So we’re looking for experts willing to teach a 30-minute webinar. If you might like to help, send an email to Stephen Nelson at sn@utahscreditunions.org.

Brought to you by . . . .

The D Net is a free service from the Utah Credit Union Association for member credit unions.