Teleconference: ALM – 11 Key Ratios You Should Know

Asset/Liability Management ratios can be complex and overwhelming yet credit unions need ratios to analyze the past and make decisions for the future.  The numerous software packages available provide a variety of ratios and produce stacks of reports and the results may be overwhelming.  Your credit union’s decision makers need concise information to make sound decisions. This session begins with the goals of asset/liability management.  It identifies the eleven primary ratios that ultimately determine the credit union’s CAMEL score, including the 4 primary ratios highlighted in NCUA Letter 03-CU-04.  Each ratio includes a definition, a formula for calculating the ratio, the desired outcome, and the impact factors of each. This enables participants to analyze performance on a monthly basis and adjust strategies as needed.

New credit union staff and volunteers will benefit from this overview; seasoned professionals will appreciate a refresher in these challenging economic times.


Speaker:  Debbie Rightmire is Vice President of Asset/Liability Management for the Cornerstone Credit Union League.  She manages the operations of ALM Resources and delivers semi-annual ALM analysis and consulting services to credit unions across the U.S. representing over 100 billion in combined assets.  Debbie serves as a speaker for CUNA and Leagues across the nation.  She conducts presentations emphasizing financial statement and ratio analysis, policy formulation, liquidity analysis, and investment due diligence.

Date 8/19/2014 9:00 AM to 11:00 AM
Location:
Your location
Your address
Your city, UT 84000
Contact:
mp@utahscreditunions.org
(801) 972-3400

Registration is currently not open for this event.