Zest AI allows credit unions to utilize data they’re already purchasing from the credit bureaus to more accurately assess the risk of a borrower. Current legacy scoring methods only utilize a couple dozen attributes on a borrower, while powerful machine learning models can evaluate thousands of variables by using more data and better math. AI-driven software automates and simplifies the work of building and deploying AI underwriting into a credit union’s processes while also expanding access and fairness across the industry. This empowers credit unions to grow their loan portfolio safely without increasing risk.

Learn more

• Zest at a glance (pdf)
• AI Underwriting Crash Course for Credit Unions (pdf)
• How to choose an AI lending partner (pdf)
• How to Create the Ultimate Digital-First, Automated, Fair Lending Experience: an archived webinar featuring Zest AI, WithClutch, America First Credit Union, and All In Credit Union to discuss how to create the ultimate digital-first, automated, fair lending experience (must provide contact information to view)